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Tuesday, November 27, 2018Every year, plan a meeting with your business insurance agent. Discuss the types of risks your company faces, their changes, and any claims. Then, upgrade your liability insurance. Though not always necessary, an annual review is critical to know what your risks are. READ MORE >>
Wednesday, November 21, 2018Many homeowners are adding smart thermostats to their property. This can be a good addition. It may reduce your home’s heating and cooling costs. Yet, thermostats like this do not always reduce home insurance costs. The details are in the way the thermostat functions. READ MORE >>
Tuesday, November 20, 2018Owning a vehicle is a big responsibility. Even if you never take it out onto the road, it tends to be a good decision to maintain proper auto insurance on it. This can help protect your investment. However, the laws on this differ from one state to the next. A vehicle not on the road may not legally have to have coverage. READ MORE >>
Thursday, November 15, 2018Why does your home insurance agent need to know if you have an ill loved one? Most often, they do not need this information. However, they do need to know if the home is vacant. A vacant home is a high risk to insurers. If the home’s owner cannot live there for some time, you may see your insurance drop off. READ MORE >>
Tuesday, November 13, 2018Business insurance provides financial protection from losses you cannot control. This includes vandalism to your landscape in many cases. However, there are limitations to how much coverage you have as well as when this type of coverage applies. If you are unsure about any type of incident, contact your agent. READ MORE >>
Thursday, November 8, 2018Home insurance is one of the best tools to help you when accidents happen. But it does not always cover losses related to wear and tear. Your windows need routine care to minimize risks to them over time. And, sometimes, the water damage created by your windows can be significant. READ MORE >>
Tuesday, November 6, 2018Some insurance companies require drivers to make a deposit when purchasing auto insurance. Not all do this, though. It is important to discuss the need for a deposit with your insurer before agreeing to the terms. There are a few key things to remember about this policy and what the deposit means.
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